Personal Loans

Unsecured loans for various personal needs with quick approval and minimal documentation.

KYC Based Loan

No Income Proof, No Paper Work And Faster Approval.

  • Loan Amount: Up to ₹5 Lakhs
  • Interest Rate: 10.5% - 16% p.a.
  • Tenure: 1 to 5 years

Salaried Personal Loan

For salaried individuals with stable income. No collateral required.

  • Loan Amount: Up to ₹25 Lakhs
  • Interest Rate: 10.5% - 16% p.a.
  • Tenure: 1 to 5 years

Medical Loan

Finance for medical emergencies, surgeries, and hospital bills.

  • Loan Amount: Up to ₹20 Lakhs
  • Interest Rate: 11% - 15% p.a.
  • Quick Disbursal: Within 24 hours

Education Loan

Fund your education in India or abroad with flexible repayment options.

  • Loan Amount: Up to ₹50 Lakhs
  • Interest Rate: 8.5% - 12% p.a.
  • Moratorium Period: Up to 1 year after course completion

Marriage Loan

Comprehensive finance for wedding ceremonies and related expenses.

  • Loan Amount: Up to ₹30 Lakhs
  • Interest Rate: 10% - 15% p.a.
  • Tenure: 1 to 7 years

Self-Employed Personal Loan

Tailored for freelancers, consultants, and business owners.

  • Loan Amount: Up to ₹15 Lakhs
  • Interest Rate: 12% - 18% p.a.
  • Income Proof: ITR for last 2 years required

Travel Loan

Fund your dream holiday or vacation with easy EMIs.

  • Loan Amount: Up to ₹10 Lakhs
  • Interest Rate: 11% - 16% p.a.
  • Quick Processing: Within 24 hours

Business Loans

Financial solutions for businesses of all sizes - from startups to established enterprises.

MSME Loan

For Micro, Small & Medium Enterprises for expansion and working capital.

  • Loan Amount: Up to ₹5 Crores
  • Interest Rate: 9% - 14% p.a.
  • Government Subsidy Available

Machinery Loan

Finance for purchase of new machinery, equipment, and technology upgrades.

  • Loan Amount: Up to ₹10 Crores
  • Interest Rate: 8.5% - 12% p.a.
  • Tenure: Up to 10 years

Working Capital Loan

For day-to-day operational expenses and inventory management.

  • Loan Amount: Up to ₹2 Crores
  • Interest Rate: 10% - 15% p.a.
  • Flexible Repayment: As per cash flow

Startup Loan

For new business setup or expansion of existing ventures.

  • Loan Amount: Up to ₹50 Lakhs
  • Interest Rate: 11% - 16% p.a.
  • Business Plan Required

Business Overdraft

Flexible credit facility with repayment linked to cash flow.

  • Limit: Up to ₹1 Crore
  • Interest: Only on utilized amount
  • Renewable: Yearly basis

Loan Against Property (LAP)

High-value loans against residential, commercial, or industrial property at low interest rates.

Residential Property Loan

Loan against residential property for business or personal needs.

  • Loan Amount: Up to 70% of property value
  • Interest Rate: 8.5% - 11% p.a.
  • Tenure: Up to 15 years

Commercial Property Loan

Loan against commercial property like shops, offices, or warehouses.

  • Loan Amount: Up to 60% of property value
  • Interest Rate: 9% - 12% p.a.
  • Tenure: Up to 10 years

Home Loans

Affordable home financing options for purchase, construction, and renovation.

New Home Purchase

Finance for buying a new residential property.

  • Loan Amount: Up to 90% of property value
  • Interest Rate: 8.4% - 9.5% p.a.
  • Tenure: Up to 30 years

Home Renovation Loan

Funds for home renovation, repair, or extension.

  • Loan Amount: Up to ₹25 Lakhs
  • Interest Rate: 8.5% - 10% p.a.
  • Tenure: Up to 15 years

Balance Transfer

Transfer your existing home loan to us for lower interest rates.

  • Reduced EMI: Up to 20% savings
  • Processing Fee: 0.5% - 1%
  • Top-up Available: Additional loan facility

Plot + Construction Loan

Finance for purchasing a plot and subsequent construction.

  • Loan Amount: Up to 80% of total cost
  • Interest Rate: 8.5% - 9.8% p.a.
  • Disbursement: In phases during construction

Vehicle Loans

Finance for all types of vehicles - from two-wheelers to commercial vehicles.

Used Car Loan

For purchasing pre-owned cars with flexible repayment options.

  • Loan Amount: Up to 80% of car value
  • Interest Rate: 10% - 14% p.a.
  • Car Age: Up to 5 years old

Commercial Vehicle Loan

Finance for trucks, autos, taxis, and other commercial vehicles.

  • Loan Amount: Up to 90% of vehicle cost
  • Interest Rate: 9.5% - 13% p.a.
  • Tenure: Up to 5 years

Two-Wheeler Loan

Affordable financing for bikes and scooters.

  • Loan Amount: Up to 90% of bike cost
  • Interest Rate: 11% - 16% p.a.
  • Quick Approval: Within 2 hours

Other Loan Options

Specialized loan products for specific needs and situations.

Gold Loan

Instant cash against gold jewellery with minimal documentation.

  • Loan Amount: Up to 75% of gold value
  • Interest Rate: 7% - 12% p.a.
  • Processing Time: 1-2 hours

Credit Card Debt Settlement

Help with credit card outstanding dues and loan restructuring.

  • Debt Consolidation: Multiple cards into one loan
  • Lower Interest: Compared to credit cards
  • CIBIL Guidance: Credit score improvement

Top-Up Loan

Additional loan on your existing loan without extra documentation.

  • Loan Amount: Up to ₹50 Lakhs
  • Interest Rate: Same as existing loan
  • Quick Processing: Within 24 hours

Co-Lending Loan

Joint loan from two NBFCs/Banks for higher amounts.

  • Higher Amount: Beyond single lender limits
  • Better Terms: Negotiated rates
  • Flexible: Customized solutions

Professional Loan

For doctors, CAs, architects, and other professionals.

  • Loan Amount: Up to ₹1 Crore
  • Interest Rate: 9% - 13% p.a.
  • Based on: Professional practice income

Loan Comparison

Loan Type Interest Rate Maximum Amount Tenure Processing Time
KYC Based Loan 10.5% - 16% ₹5 Lakhs 1-5 Years 24-48 Hours
Personal Loan 10.5% - 16% ₹25 Lakhs 1-5 Years 24-48 Hours
Home Loan 8.4% - 9.5% ₹5 Crores Up to 30 Years 5-7 Days
Business Loan 9% - 14% ₹5 Crores 1-10 Years 3-5 Days
Gold Loan 7% - 12% ₹50 Lakhs 3 months - 3 Years 1-2 Hours
Loan Against Property 8.5% - 12% ₹10 Crores Up to 15 Years 7-10 Days
Vehicle Loan 9.5% - 16% ₹1 Crore 1-7 Years 1-3 Days

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